{"id":2144,"date":"2021-09-14T16:05:17","date_gmt":"2021-09-14T14:05:17","guid":{"rendered":"https:\/\/www.zappyrent.com\/?p=2144"},"modified":"2021-09-14T16:05:19","modified_gmt":"2021-09-14T14:05:19","slug":"come-funziona-la-permuta-casa","status":"publish","type":"post","link":"https:\/\/www.zappyrent.com\/it\/blog\/come-funziona-la-permuta-casa\/","title":{"rendered":"Come funziona la permuta casa"},"content":{"rendered":"\n<p>La <strong>permuta immobiliare<\/strong> \u00e8 un metodo di compravendita immobiliare che consiste nello scambio di immobili tra due persone, fisiche o giuridiche che siano. Esistono diverse tipologie di <strong>permuta casa<\/strong>, in base proprio alla tipologia di accordo che intercorre tra le parti e in base alla tipologia di parti stesse.<\/p>\n\n\n\n<p>L&#8217;unica condizione necessaria affinch\u00e9 una permuta casa vada a buon fine \u00e8 la <strong>volont\u00e0 di entrambe le parti<\/strong> di effettuare un accordo simile, decisamente raro nella sua casistica ma altrettanto vantaggioso se soddisfacente per entrambe le parti.<\/p>\n\n\n\n<p>Dopo aver visto cosa vuol dire permuta di una casa, analizziamo nel dettaglio <strong>i meccanismi che regolano questo accordo<\/strong>, quali sono i costi e i requisiti.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><a href=\"https:\/\/try.zappyrent.com\/landlord\/form\/?utm_source=organic&amp;utm_medium=blog&amp;utm_campaign=permuta_casa&amp;tr=lead_blog mi\" target=\"_blank\" rel=\"noopener\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1200\" height=\"264\" src=\"https:\/\/www.zappyrent.com\/wp\/app\/uploads\/2021\/09\/Banner_blog03a-1200x264.png\" alt=\"\" class=\"wp-image-2151\" srcset=\"https:\/\/www.zappyrent.com\/wp\/app\/uploads\/2021\/09\/Banner_blog03a-1200x264.png 1200w, https:\/\/www.zappyrent.com\/wp\/app\/uploads\/2021\/09\/Banner_blog03a-600x132.png 600w, https:\/\/www.zappyrent.com\/wp\/app\/uploads\/2021\/09\/Banner_blog03a-768x169.png 768w, https:\/\/www.zappyrent.com\/wp\/app\/uploads\/2021\/09\/Banner_blog03a-1536x338.png 1536w, https:\/\/www.zappyrent.com\/wp\/app\/uploads\/2021\/09\/Banner_blog03a-150x33.png 150w, https:\/\/www.zappyrent.com\/wp\/app\/uploads\/2021\/09\/Banner_blog03a.png 1850w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/a><\/figure><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Contratto di permuta casa: quali sono le tipologie?<\/h2>\n\n\n\n<p>La condizione necessaria affinch\u00e9 la permuta abbia successo \u00e8, come abbiamo visto, che entrambe le parti abbiano la necessit\u00e0 di &#8220;<strong>liberarsi<\/strong>&#8221; dell&#8217;immobile che possiedono e che si trovino d&#8217;accordo sullo scambiare alla pari le due propriet\u00e0.<\/p>\n\n\n\n<p>Questo caso \u00e8 quello della permuta immobiliare &#8220;<strong>pura<\/strong>&#8220;, ossia senza alcuno scambio di denaro. Ma \u00e8 anche possibile effettuare una permuta casa con un <strong>conguaglio<\/strong>, se uno dei due immobili \u00e8 superiore nel valore all&#8217;altro. \u00c8 tuttavia un accordo pi\u00f9 difficile, soprattutto se il valore dei due immobili differisce di molto, perch\u00e9 la trattativa potrebbe risultare pi\u00f9 complicata del previsto.<\/p>\n\n\n\n<p>In generale, la permuta casa si suddivide in tre tipologie:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Contratto di permuta tra <strong>privati<\/strong>, la permuta diretta;<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Contratto di permuta tra due persone giuridiche, come due<strong> aziende<\/strong>;<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Tra un privato e un&#8217;azienda<\/strong>. Questo \u00e8 il caso pi\u00f9 frequente, soprattutto nelle situazioni in cui il privato si ritrova ad acquistare tramite permuta casa da un costruttore un nuovo appartamento, cedendo in cambio il suo vecchio. Cos\u00ec facendo il privato otterr\u00e0 un appartamento nuovo, mentre la ditta uno da ristrutturare e rivendere, per guadagnarci.<br>I rischi possono esserci per entrambe le parti: il privato potrebbe rimanere momentaneamente senza casa, in attesa di quella nuova. La ditta invece potrebbe avere delle difficolt\u00e0 a rivendere l&#8217;immobile, ritrovandosi cos\u00ec senza liquidit\u00e0.<\/li><\/ul>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><a href=\"https:\/\/try.zappyrent.com\/landlord\/form\/?utm_source=organic&amp;utm_medium=blog&amp;utm_campaign=permuta_casa&amp;tr=lead_blog mi\" target=\"_blank\" rel=\"noopener\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1200\" height=\"264\" src=\"https:\/\/www.zappyrent.com\/wp\/app\/uploads\/2021\/09\/Banner_blog03a-1200x264.png\" alt=\"\" class=\"wp-image-2151\" srcset=\"https:\/\/www.zappyrent.com\/wp\/app\/uploads\/2021\/09\/Banner_blog03a-1200x264.png 1200w, https:\/\/www.zappyrent.com\/wp\/app\/uploads\/2021\/09\/Banner_blog03a-600x132.png 600w, https:\/\/www.zappyrent.com\/wp\/app\/uploads\/2021\/09\/Banner_blog03a-768x169.png 768w, https:\/\/www.zappyrent.com\/wp\/app\/uploads\/2021\/09\/Banner_blog03a-1536x338.png 1536w, https:\/\/www.zappyrent.com\/wp\/app\/uploads\/2021\/09\/Banner_blog03a-150x33.png 150w, https:\/\/www.zappyrent.com\/wp\/app\/uploads\/2021\/09\/Banner_blog03a.png 1850w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/a><\/figure><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Permuta casa: i requisiti<\/h2>\n\n\n\n<p>Oltre alla volont\u00e0 di entrambe le parti di portare a termine lo scambio, per concludere con successo una permuta immobiliare \u00e8 necessario che si verifichino altre condizioni, riguardanti tipicamente la <strong>situazione legale<\/strong> delle due propriet\u00e0.<\/p>\n\n\n\n<p>Affinch\u00e9 la trattativa vada a buon fine senza intoppi, \u00e8 molto importante che sui due immobili <strong>non gravino ipoteche o mutui<\/strong>. In ogni caso, con la seconda opzione, un eventuale mutuo, lo scambio sarebbe ancora possibile, seppur pi\u00f9 complicato.<\/p>\n\n\n\n<p>Nel caso la situazione sia la precedente, ossia di una permuta casa con mutuo, sar\u00e0 possibile intraprendere due strade:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Il nuovo proprietario pu\u00f2 <strong>addossarsi il debito del vecchio mutuo<\/strong> e continuare a pagarlo &#8220;normalmente&#8221;, fino alla sua estinzione;<\/li><li>Il nuovo proprietario pu\u00f2 scegliere anche di <strong>accendere un nuovo mutuo<\/strong>, accollandosi le spese della nuova erogazione.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">I costi della permuta casa<\/h2>\n\n\n\n<p>I vantaggi di acquistare case in permuta stanno sicuramente nei <strong>ridotti costi dell&#8217;operazione<\/strong> e sono limitati, praticamente, alle spese legali e notarili dell&#8217;atto contrattuale, che comunque vengono divise in egual maniera tra le due parti.<\/p>\n\n\n\n<p>Oltre a queste <strong>esistono delle imposte<\/strong> su questo tipo di accordo. Il Codice Civile permette di stipulare un solo atto di permuta e anche le tasse vengono divise in maniera uguale. Le imposte sono calcolate quindi su un&#8217;unica transazione, ma la loro entit\u00e0 dipende dai contribuenti. Altre fisse come le <strong><a href=\"https:\/\/www.zappyrent.com\/it\/blog\/guida-alle-imposte-ipotecarie-e-catastali\" class=\"rank-math-link\">ipotecarie e le catastali<\/a><\/strong> sono uniche e hanno un costo fisso di 100 euro. Inoltre si \u00e8 esentati dal versamento dell&#8217;imposta di bollo.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><a href=\"https:\/\/try.zappyrent.com\/landlord\/form\/?utm_source=organic&amp;utm_medium=blog&amp;utm_campaign=permuta_casa&amp;tr=lead_blog mi\" target=\"_blank\" rel=\"noopener\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1200\" height=\"264\" src=\"https:\/\/www.zappyrent.com\/wp\/app\/uploads\/2021\/09\/Banner_blog03a-1200x264.png\" alt=\"\" class=\"wp-image-2151\" srcset=\"https:\/\/www.zappyrent.com\/wp\/app\/uploads\/2021\/09\/Banner_blog03a-1200x264.png 1200w, https:\/\/www.zappyrent.com\/wp\/app\/uploads\/2021\/09\/Banner_blog03a-600x132.png 600w, https:\/\/www.zappyrent.com\/wp\/app\/uploads\/2021\/09\/Banner_blog03a-768x169.png 768w, https:\/\/www.zappyrent.com\/wp\/app\/uploads\/2021\/09\/Banner_blog03a-1536x338.png 1536w, https:\/\/www.zappyrent.com\/wp\/app\/uploads\/2021\/09\/Banner_blog03a-150x33.png 150w, https:\/\/www.zappyrent.com\/wp\/app\/uploads\/2021\/09\/Banner_blog03a.png 1850w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/a><\/figure><\/div>\n","protected":false},"excerpt":{"rendered":"<p>La permuta immobiliare \u00e8 un metodo di compravendita immobiliare che consiste nello scambio di immobili<\/p>\n","protected":false},"author":3,"featured_media":2145,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"","_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"","_mo_disable_npp":"","_uag_custom_page_level_css":"","_lmt_disableupdate":"no","_lmt_disable":"no","_mbp_gutenberg_autopost":false,"footnotes":""},"categories":[9],"tags":[],"class_list":["post-2144","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Come 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